Kodi zikopa zotani zomwe zakhala zopindulitsa kugula?

Anthu ambiri amaganiza za masitolo omwe ali opindulitsa kugula tsopano, chifukwa ndi kofunika kwambiri kuti musayambe kuyendetsa mwa njira osati kungotayika, komanso kuti muchuluke. Inde, n'zosatheka kufotokozera molondola momwe zochitika mu dziko lachuma zidzakhalire, koma mu nthawi yovuta - makamaka, koma kuwerengera kuti m'madera omwe munthu angakhoze kuyembekezera kukula ndi mwayi waukulu kwambiri.

Kodi zikwama ziti ndizopindulitsa kwambiri kugula lero?

Choyamba, tiyeni tiwone, koma ndi kopindulitsa kugula magawo, kapena, mwinamwake, ndibwino kuika ndalama mu akaunti ya banki ndi kupeza peresenti. Akatswiri amanena kuti kusunga ndalama pa ndalama sizingatheke, chifukwa palibe banki yomwe ingakupatseni chiwongoladzanja chimene chidzakulepheretsani kutsika kwa chuma, pamene masitolo ndi mabungwe angathenso kukula mu miyezi ingapo kuti musunge ndalama zokha, koma ndi kupeza ndalama zabwino.

Tsopano tiyeni tiyankhule za momwe tingagule magawo. Pofuna kupeza ndalama pazinsinsi izi, nkofunika kuti musamvetsetse zomwe zigulugulu zimapindulitsa kugula, komanso kudziwa nthawi yoyenera kugulitsa. Kuti mudziwe mfundo ziwirizi, kwa mwezi umodzi, yang'anani mwatcheru msika wazinsinsi ndikuzindikiritseni zofunikira. Mwamwayi, ngakhale akatswiri sangathe kupewa zolakwa nthawi zonse, kotero akatswiri ambiri amalangiza kugula magawo a makampani omwe ndithudi amakhalabe m'nthaŵi zathu zovuta. Inde, ndalama zochuluka zogwiritsa ntchito njirayi siziyenera kuyembekezera, koma simungataye ndalama. Mafakitale omwe amafunidwa kwambiri masiku ano ndi mafuta ndi mpweya, mphamvu ndi ndege. Kuika ndalama mwa iwo, muli pafupifupi inshuwalansi yotsutsana ndi imfa yawo.

Ndizomveka kugula zobisika ngakhale pamene ali pamtengo wapatali, koma mtengo wawo, ngakhale sungapite, koma udzachepetsedwa. Inde, kufunika kwa magawo a mafakitale otchulidwa kawirikawiri sikungowonongeka, koma kuchepetsedwa kochepa kumachitika tsiku ndi tsiku, kutenga nthawiyi, mudzasungira ndalama zanu nokha mutagula zobisika.

Ngati simukudziwa bwino za zachuma ndi zochitika zake, kapena simukufuna kuti muzigwiritsa ntchito nthawi yanu yophunzira ndi kusanthula mkhalidwewo, ndi kwanzeru kulemba wogulitsa amene angasamalire malonda onse ogula ndi kugulitsa.

Kodi ndi phindu lanji kugula magawo?

Musanayambe mgwirizano ndi wogulitsa ndi kupereka ndalama zanu, onetsetsani kuti mumayika ndalama mu manja odalirika. Akatswiri akukulangizani kuti mugwiritse ntchito kuti mufufuze ogulitsa mu mabanki akulu, pomwepo, inu simungaperekedwenso zovuta, koma simungachite mantha kuti mwakuya mudzatayika zonse zomwe mwagwiritsidwa ntchito pazochitikazi. Pakali pano, pafupi mabanki onse akuluakulu ali ndi ofesi ku boma, mukufunikira kupita ku ofesi ya bungwe lotero ndikupempha kuitana katswiri.

Sizingakhale zodabwitsa kulankhula ndi broker ndi zomwe adagula chigawo cha magawo. Akatswiri ambiri amakonda kupanga mapepala a makampani angapo, kotero kuti mwayi wotayika ndi wochepa kuposa pamene mumagula magawo a gulu limodzi. Kambiranani pasadakhale ndi zifukwa zotani zomwe mumalonjeza kuti mugulitse wogulitsa malonda, mum'funseni chifukwa chake akutsatira ndondomeko yomwe akukufotokozerani. Ngati pali kukayikira kulikonse, ndi kwanzeru kupeza katswiri wina, mwachitsanzo, ku banki ina, ndipo mvetserani ku lingaliro lina.

Mosamala poyandikira nkhani ya ndalama zachuma, mumasunga ndi kuzichulukitsa.