Kumene mungakwerekere ndalama?

Mwinamwake, aliyense anali mu vuto pamene funso lakuti "Kumene angabwereke ndalama?" Linali lofunika kwambiri. M'dziko lamakono lamakono ambiri, koma aliyense akufuna kupeza njira yomwe ingakulolereni kubwereka ndalama mwamsanga, mosavuta komanso popanda malipiro ena. Tiyeni tiyang'ane zina mwazomwe mungasankhe.

Kodi mwamsanga kulipira ngongole chisanachitike malipiro?

1. Chinthu chopempha kwambiri ndi ngongole kubanki. Lero mukhoza kuthera maola angapo kuti mulandire ngongole, koma mofulumira mwamsanga kulandira kwake, chiwongoladzanja ndi kuchuluka kwake kumadalira mbiri yanu ya ngongole. Chinthu chinanso chowonjezera ndichoti mabanki ambiri amapereka chikalata chokwanira ngongole kudzera pa intaneti, zomwe zingakuthandizeni kubwereka ndalama mofulumira.
2. Njira ina yopezera ngongole mofulumira komanso popanda mavuto ndi kupeza khadi la ngongole.
3. Kwenikweni kumalo alionse pali mabungwe kapena anthu omwe akugwira ntchito yopereka ndalama pansi pa risiti. Njira imeneyi ndi njira zina zothandizira mabanki.
4. Posachedwapa, mukhoza kubwereka ndalama pa intaneti, muzochita masewera olimbitsa thupi. Mwachitsanzo, Mastertalk, Cafe Webmani, Serch, VM ikubwereka ngongole. Chowonadi pa njirayi ndikuti mukufunikira mbiri yanu pamsonkhano.
5. Kusinthana kwa ngongole kudzathandizanso kupeza ndalama mu ngongole, koma pano mukufunikira pulogalamu yamakono , pepala laumwini ndi zizindikiro zabwino za bizinesi.

Zowopsya zazikuluzikulu zonsezi ndikuti kuchuluka kwa kubwereketsa mwachangu nthawi zambiri ndi kochepa (chifukwa chokwanira kuti mukhale ndi nthawi yochuluka kapena kupeza malo angapo a ngongole), ndipo chidwi chawo pazomwe chiri chokwanira. Kuwonjezera pamenepo, ngongole zimenezi zimakhala zochepa, pamwezi, mwezi umodzi.

Kodi ndingabwereke kuti ndalama popanda chidwi?

Ngati mukufuna kubwereka ndalama mwamsanga komanso osalipiritsa ntchitoyi, ndiye nthawi yoti mukumbukire za anzanu komanso odziwa omwe angachite. Pali ubwino wambiri pano: kulandira mwamsanga ndalama, palibe mapepala, nthawi yobwezera ngongole yabwino, ndipo chofunika kwambiri, palibe chidwi. Zowonongeka zili zoonekeratu, osati onse omwe ali ndi ndalama zofunikira, choncho mwina nkofunika kubwereka kwa anthu angapo, ndipo si onse omwe amakonda kukongoza ndalama, ena samachimvera. Kuwonjezera pamenepo, nkhani yachuma imatha kusokoneza ubwenzi uliwonse, kotero kubwereka kwa abwenzi ndi osamala kwambiri.

Kodi mungabwereke bwanji ndalama?

Pali zizindikiro zambiri pamene kuli bwino kubwereka ndalama, ndipo izi sizingatheke. Chikhulupiriro chofala kwambiri ndi chakuti simungathe kubwereka ndalama usiku, kapena kutenga ndalama kapena kuwerengera ndalama. Koma malamulo a kubwereketsa ndalama, chifukwa cha moyo, ndi ofunikira kwambiri.

1. Sikuti anthu onse amakonda kukongoza ndalama mwaufulu, ena amatha kutenga mfundo "osati kupereka ngongole". Ngati mutayesetsa kubwereka ndalama kwa munthu wotero, ndiye kuti nthawi siidzatha, ndipo ubwenzi wake ndi iye udzasokoneza. Choncho, ndibwino kuti mudziwe kuti munthuyo ali ndi ngongole ndi ngongole, ndipo mum'pemphe thandizo la ndalama.
2. Nthawi zambiri zimakhala zosavuta kubwereketsa ndalama zing'onozing'ono, koma kwa anthu ambiri, kusiyana ndi ndalama zofunikira kuchokera kwa munthu mmodzi. Lamuloli ndiloona makamaka mukakwereka kwa anthu omwe sali okondana komanso omwe sali abwenzi anu abwino.
3. Aliyense ali ndi abwenzi 1-2, omwe madzi, moto, ndi zinthu zina zopanda pake zimadutsa. Kawirikawiri sivuta kubwereka ndalama kwa iwo, ngati pali zotheka, nthawi zonse amathandiza nthawi yobweza ngongoleyo sichifuna. Nyimbo yosiyana kwambiri imayamba pamene mnzanu sali pafupi kwambiri. Mwina pangakhale zovuta zosiyana, choncho ndi ngongole yokwanira, ndi bwino kusamalira malamulo oyenera.

Pali njira zambiri zobwereketsera ndalama, koma ali ndi khalidwe limodzi - ngongole iyenera kubwezeretsedwa. Choncho, ndibwino kuganizira mosamala, kodi ndizofunika kwambiri kuti mulole ngongole, mwinamwake mungathe kusamala popanda izo? Pofuna kudziwa momwe mungapulumutsire ndalama , ndiyeno mutakhala ndi ndalama zowonongeka simukuyenera kusokoneza ubongo wanu ndikukweza ukapolo wa ntchito.