Pakalipano, palinso mavuto azachuma m'dzikoli, ndipo, pokhala ndi ngongole yeniyeni, funso loti ndichite chiyani ngati palibe kulipira ngongole linakhala loyenera kwa anthu. Zifukwa za vuto lovuta kwambiri likhoza kukhala lochuluka kwambiri: kusinthana kwa ndalama, kusokoneza ntchito, kuchepetsa malipiro, kupanikizidwa kwa bizinesi , ndi zina zotero. Komabe, funsoli liyenera kuthetsedwa nthawi zonse.
Mmene mungagwirire ndi ngongole, ngati palibe cholipira?
Ngati muli ndi ngongole zambiri, ndipo palibe choti muzilipira, muyenera kumvetsa zonse ndikuzindikira choti muchite. Ndi bwino kulingalira zifukwa zingapo zokhudzana ndi kuthetsa vutoli.
Choyamba, musayambe mantha. Pa zochitika za munthu munthu amakonda kuchita zinthu zina, zomwe zingadandaule kwambiri.
Palibe vuto muyenera kuyesera kubanki ndikupewa mayankho a kuitana kapena kulumikizana ndi antchito. Vutoli silikhoza kuthetsedwa mwanjira iliyonse, ndipo ngakhale mosemphana ndi chimodzi, munthu akhoza kungowonjezera chirichonse.
Zidzakhala bwino ngati inu mubwera ku banki ndikukuuzani kuti mulibe cholipira ngongole ndipo wothandizira angathandizirane pamodzi kuti adziwe zomwe angachite pazimenezi. Banki yokhayo ikufunanso kubwezera ngongoleyo, kotero idzakwaniritsa, ngati iwe umayamba kuda nkhaŵa kuthetsa vutoli, komanso kuti usasokoneze.
Ndikofunika kumvetsetsa kuti ngongoleyo idzayenera kubwezeredwa, koma pamene mukufuna njira zothetsera vutoli, banki ikhoza kukumana nanu ndikupereka tchuthi la ngongole. Chifukwa chake, mufunika kulembera ntchito yokonzanso ngongole.
Popanda kutaya tsiku, yesani mkhalidwewo ndi kuyang'ana njira. Choyamba, muyenera kuganizira za magwero atsopano kapena ena. Ndibwino kuti muzigwira ntchito iliyonse, kuti muthe kulipira ngongole mwamsanga. Pambuyo kuthetsa vutoli, likhoza kutayidwa kapena kusinthidwa.
Ngati mwadzidzidzi, yesetsani kubwereka ndalama kwa achibale kapena anzanu. Ngakhale iyi si njira yabwino yothetsera, komabe, mukhoza kulipira kubanki, ndiyeno kulipira ngongole popanda chidwi. Koma ngakhale panopa, musakhale chete, ndi ngongole ndi bwino kuthetsa mwamsanga.
Kodi sizingatheke ngati palibe cholipira ngongole?
Mukafuna kudziwa momwe mungagwiritsire ntchito ngongole pa ngongole, munthu ali ndi maganizo osangalatsa kwambiri, pomwe mungapangire zolakwa zambiri, zomwe zimawonjezera mavuto atsopano. Choncho, tifunikira kumvetsetsa zomwe sitingathe kuchita mwachidule, kuthetsa vuto la ngongole.
Sichikulimbikitsidwa kuti mutenge ngongole yatsopano kuti mulipire chakale. Izi sizidzathetsa vuto mwa njira iliyonse, koma zidzangowonjezera mavuto. Chiwerengero cha ngongole yatsopanoyo idzakhala yowonjezera, chifukwa idzaphatikizapo kuchuluka kwa zakale, chiwongoladzanja pa ngongole yapitayo ndi chilango cha kuwonongeka. Choncho, kubwezera kwake kudzakhala kovuta kwambiri, ndipo potero adzakumba ndalama zambiri. Simukusowa
Pambuyo pa kubwezera ngongoleyo, kotero kuti mtsogolomu palibe zovuta pamene palibe cholipira ngongole, m'pofunika kuchotsa chizoloŵezi chokhala ndi ngongole, kusiya kulemba ngongole kuti apeze zosowa ndi kugwiritsira ntchito makadi a ngongole. Ngati mumangokongoza ngongole, nthawi zina zimakhala zopindulitsa kapena zofunikira. Koma ngakhale m'mayesero amenewa ndikofunikira kuphunzira zonse zomwe zilipo ndikupeza ngati mungathe kulipira.