Unyinji wa ndalama ndi mwayi

Anthu ambiri amalota kuti akhale ndi moyo wabwino, kotero kuti ndalama za ng'ombe yamphongo zimayenda ndipo chikhumbo chirichonse chimakwaniritsidwa. Pankhani iyi, matsenga a ndalama ndi mwayi angathandize.

Nthawi zina zimakhala zovuta kudziwa kuti ndi malipiro kapena ndalama zomwe mukufuna kuti mulandire mwezi uliwonse. Osadandaula, chidziwitso chidzakuthandizani kuti muzindikire ndalama zomwe mukufuna. Kuti muchite izi, mukhoza kuchita mwambo wosavuta kwambiri wa matsenga ndalama ndi mwayi. Tsekani maso anu, chotsani malingaliro onse ndikuganiza za ndalama. Lembani mwatsatanetsatane. Zidzakhala zochuluka bwanji ngongole kapena zolipira ngongole, izi ndi zokwanira kapena zosakwanira? Mukangomva kukankhira, nthawi yomweyo muzitchula kuti ndalamazo. Tsopano tengani pepala, lembani chiwerengerocho, ndipo pansipa mupange mndandanda wamakalata pamwezi. Ikani izo ndi kuziika mu chikwama chanu. Kuyambira tsopano, zidzakuthandizani kukopa ndalama m'moyo wanu.

Magic kwa mwayi ndi ndalama

Miyambo yachisinamoni yokweza ndalama

Tikulimbikitsidwa kuti tichite Lachinayi. Kwa mwambo, muyenera kutenga makandulo 4 a chikasu, zofukizira ndi sinamoni mafuta ofunika, nutmeg, sinamoni ndi tsamba la bay. Sankhani malo amtendere pa mwambo. Lembani makandulo ndi mafuta ndi kukulunga ma bottoms mu tsamba la bay. Tengani mafuta, kutsanulira sinamoni ndi kuthira mchere pamenepo, ndi kuziyika mu bwalo la makandulo owala. Kuwonjezera apo, kambiranani ndi mphamvu zoposa, afunseni chithandizo pazochitika zachuma. Makandulo ayenera kutsalira kuti awotche, ndipo mutatha kuyika tsamba layi mu thumba lanu.

Mphamvu zokopa ndalama ndi mwayi

Pofuna kukopa ndalama m'moyo wanu muyenera kupanga ndalama zamatsenga. Zinthu zofunika kwambiri posankha cholemba:

1. Izi ziyenera kupezeka kuchokera ku gwero lomwe lidzabweretsa ndalama zomwe mukufuna.
2. Chilembocho chiyenera kukhala chosasinthika.
3. Zipembedzo zodziwika, sankhani mwanzeru.
4. Ndikofunika kuti pamene mutalandira kalatayo, ndipo inu munali osangalala kwenikweni.
5. Chabwino, ngati munalandira kalata m'mawa, monga amakhulupirira kuti uwu ndi matsenga akukula.

Muyenera kumverera pa msinkhu wosadziwika womwe tsopano uli m'manja mwa ndalama zamatsenga. Kumugwira mmanja mwanu, ganizirani momwe mukufuna kulandira ndalama. Mwachitsanzo, ngati mukufuna ndalama "zosavuta", mvetserani kuunika kwake monga momwe zimakhalira mlengalenga. Ngati cholinga chanu ndi ndalama zazikulu, ndiye ganizirani momwe ndalamayi ikuwonjezera kukula. Ikani m'manja mwanu, ikani ndalamazo ndi mphamvu yanu ndipo muyike mu thumba lanu mosiyana ndi ndalama zina. Musati muyike m'chipinda chino, macheke, makhadi, ndi zina zotero. Ndalama zamatsenga zimakopa ndalama, choncho ndiletsedwa kuzigwiritsa ntchito.