Atasiya nyumba, anthu ambiri amaganiza za komwe mungabisire ndalama, kuti, ngati zilizonse, iwo sanapezeke ndi mbala. Pali zina zosavuta, koma panthawi yomweyi maganizo oyambirira omwe angakhale othandiza.
Zosonyeza kuti anthu ambiri amabisa ndalama zawo pansi pa mateti, m'kati mwa zovala kapena m'mabuku. Zonsezi ndizogwiritsidwa ntchito kwa anthu onse, choncho mwayi woti chinsinsi sichipezeka sichifanana ndi zero. Tikukufotokozerani njira zina zoyambirira zobisika zanu.
1. Cache masamba
Lamulo, omwe angapo adzathetse - kutenga mutu wa kabichi ndikudula gawo lovuta. Ndikofunika kuchita zonse mosamala, kuti chitsa chikhale chonse, ndipo chikhoza kufika mosavuta. Ikani mkati mwa ndalama zophimbidwa mu kanema wa chakudya, pikani pambuyo ndikuika kabichi mu firiji kapena malo osungikira.
2. Kusungunula ndalama
Njira inanso yokonza cache ndi firiji, pokhapokha nthawiyi muyenera kugwiritsa ntchito firiji. Ndalama kapena zinthu zina zimanyamula m'thumba ndi kuziika mu chidebe kapena pakiti ya chakudya chozizira. Chinthu chachikulu chomwe palibe chinawoneka.
3. Sachotsa fumbi, koma amasunga ndalama
Pali lamulo: ngati mukufuna kubisa chinachake, ndiye muzisiye pamalo oonekera. Malo abwino obisala zinthu zazikulu ndizoyeretsa. Chotsani thumba, ndikuiika, mwachitsanzo, pafupi ndi zitha zachitsulo, ndipo m'malo mwake muyese ndalama ndi zinthu zamtengo wapatali. Zochita zochepa chabe ndi chinsinsi chapamwamba.
4. Sichimawala, koma chimasunga mfundo
Imodzi mwa njira zophweka zosungira ndalama kapena zinthu zina zing'onozing'ono zimaphatikizapo kugwiritsa ntchito nyani yowonetsera nthawi zonse. Tulutsani mabatire ake, ikani ndalamazo, mukulumikiza chubu, ndi kumitsani chivindikirocho. Ikani dawuni mu bokosi la zida.
5. Kuikirani chuma mosamala
Ambiri amabisa ndalama muzitini zopanda kanthu kuchokera ku tirigu kapena shuga, koma kuti njirayi ikhale yogwira ntchito, iyenera kukhala yabwino kwambiri. Tengani thumba laling'ono ndi kuyika zodzikongoletsera kapena ndalama pamenepo. Iyenera kuyikidwa mu chidebe ndi ndodo kapena pasitala. Ndi ochepa omwe angaganize kuti adzathyola mitsuko yonse yomwe ilipo ku khitchini.
6. Kusungira kwa alendo
Njira yotsatila ndi yoyenera osati kugwiritsiridwa ntchito kwapakhomo, komanso kwa anthu omwe amapita paulendo. Tengerani foni, chotsani chivindikiro, kuika ndalama mkati ndikubwezeretsani zonse kumalo. Pano pali chinsinsi chophweka chotengera ndalama.
7. Zowathandiza chidwi
Ngati muli ndi makaseti akale a kanema mu chipinda chanu, ndiye muziwagwiritsa ntchito monga chinsinsi chodalirika. Muyenera kutsegula makasitomalayi, kuika zinthu zofunika ndikubwezeretseni ku bokosilo. Chinthu chachikulu, musaiwale pamene zinthuzo zabisika, kotero kuti pamapeto pake simusowa kutsegula zonsezo.
8. Bisani zoyenera pansi
Kodi dzikolo ili kuti? Inde, mu mphika wa maluwa. Ndikofunika kutenga duwa lomwe liribe mizu yakuya, ndi kuliyika ilo mu kaphika kakang'ono. Tengani chidebe chachikulu, kuika zinthu zamtengo wapatali m'thumba pansi, kuika mphika pamwamba ndikudzaza ndi nthaka. Pamapeto pake, ziyenera kuoneka ngati duwa lobzala m'phika lalikulu.
9. Cache yobisika mu bafa
Mukufuna kupeza malo abwino kuti mubise ndalama kapena zodzikongoletsera, ndiye muyenera kugwira pang'ono. Chotsani tile imodzi mu bafa ndikupanga dzenje pakhoma kumbuyo kwake. Pambuyo pake, tumizani ku tilelo kabokosi kakang'ono kamene kamalowa mu dzenje. Ndikofunikira kukumbukira komwe malowa amapezeka, kuti asagwire mataya ena mu bafa ndi mantha.
10. Mthumba wachinsinsi
Ngati muli m'chipinda chimodzi muli makatani ndi tulles kapena lambrequins pazenera, ndiye mukhoza kupanga chinsinsi chachinsinsi. Kuchokera kumbuyo kumbuyo kwa chimanga, sungani thumba kumene mungathe kubisala ndalama. Chinthu chachikulu ndichoti bili sizingachedwetse nsalu, mwinamwake cache idzakhala declassified. Malo ena obisala ndalama - chimanga chachitsulo, chimene mungathe kuyikapo ndalama zolipira.
11. Malo Osungira Akazi
Amayi ambiri omwe amagonana nawo mwachiwerewere ali ndi chisa chozungulira, chomwe chimagwirira ntchito mkati. Mukhoza kuchotsa chivundikiro chachisanu ndi pang'ono ndikuyika mkati mwa ndalamazo. Zitsamba zina zimachotsa mosavuta zitsamba, zomwe mumatha kubisala ndalama kapena zodzikongoletsera.