Ukwati wa Budget

Kupeza theka lawo lachiwiri, achinyamata ambiri amafuna kugwirizanitsa m'banja ndipo nthawi yomweyo amalembetsa ubale wawo. Koma sikuti onse okwatirana ali ndi mwayi wokonzekera ukwati wawukulu komanso kuti asayembekezere zaka pamene ndalama zowonjezera zovala ndi zovala zamtengo wapatali zidzasonkhanitsidwa, ndibwino kuti muyambe kukonzekera ukwati wokhazikika womwe ungakhale wopambana komanso wokondweretsa.

Kukonzekera ukwati wa bajeti, tsatirani malingaliro okhudzana ndi nthawi zochokera ku mbiri ya chikondi chanu. Ngati mutakumana, mwangozi mukakumana ndi McDonald's, mumatha kukondwerera ukwati wanu ndi anzanu kumeneko, mukukonzekera hamburger ndi coca-cola. Nthawi imene munakulira m'bwalo limodzi, malo abwino kwambiri a phwando lokhala ndi malo omwe mumaikonda kwambiri kapena pansi pa mitengo.

Kodi mungakonze bwanji ukwati wa bajeti?

Ukwati wa bajeti umapereka chiwerengero chochepa cha alendo oitanidwa, akhoza kukhala achibale apamtima kapena anzanu okha. Mkwatibwi akhoza kuvala chovala chake chokongola kwambiri kapena kugula chovala choyambirira chokwanira, mkwati ayenera kuvala malaya mu voli pamodzi ndi wosankhidwayo.

Onetsetsani kuti muzisamalira zovala zokongola kwambiri Mtundu umodzi, mwachitsanzo, dona adzavala mikanda yofiira ndi chibangili, ndipo nyamayiyo adzawonjezera gulugufe kapena tiyi ku liwu limodzi. Mukhoza kupanga maluwa odabwitsa kuchokera ku lithoni za satini, ndikudziwa njira yosavuta ya Kanzash . Musaiwale kugula mphete zofanana ndi magalasi achikwati, omwe mudzasunga kwa zaka zambiri, kapena kuti azikongoletsa nokha .

Mabanki, ukwati wapachiyambi ukhoza kuchitika pachifuwa cha chirengedwe, mwachitsanzo, mu msasa wa oyendera pafupi ndi mtsinje. Samalani machitidwe oyambirira, omwe mungapange ndi manja anu popanda ndalama zambiri. Mwachitsanzo, mukhoza kukongoletsa gazebo lonse pamalo osangalatsa ndi mipira ya 1-2 mitundu yomwe ikufanana ndi zovala za mtundu wanu.

Ngati muli ndi ukwati m'nyengo ya chilimwe, gwiritsani ntchito maluwa okongola - azikongoletsera chipinda chonse ndi dacha peonies kapena gladioli, zomwe zikhoza kuwonjezeredwa ku tsitsi la mkwatibwi ndi mthumba kwa mkwati. Makondomu abwino kwambiri okongoletsera mwambo waukwati, iwo ali chizindikiro cha chiyero, chikondi ndi kukhulupirika .