Kusunga bajeti ya banja

Kawirikawiri, zosoŵa zathu zimaposa kuchuluka kwa chuma, choncho tiyenera kuthana ndi kupulumutsa bajeti. Ngakhale mutapindula bwino, ndalama sizikwanira chilichonse "Ndikufuna", chifukwa chikhumbo chiri nthawizonse patsogolo pa mwayi. Ndipo ngati patapita nthawi mutembenuka mtima ndikuphunzira kuwerengera ndalama musanachotse chikwama chanu, mutha kukwaniritsa zofuna zanu zambiri.

Kusamala bwino kwa bajeti ya banja kumayamba ndi kubwereza zosangalatsa zawo. Ngati mumakonda kudya chakudya chamadzulo ndi malo odyera, ndiye kuti mu banja lanu mukhoza kukonza madzulo. Kuti muchite izi mudzafunikira makandulo ochepa kwambiri, diski ndi nyimbo zabwino komanso ndithu khama pophika.

Phunzirani kukonzekera zakudya zokoma, zambiri zimakonzekera kuti mayi aliyense azigwira ntchito. Mwachitsanzo, pokonza pasitala ya ku Italy mudzafunikira mitundu yambiri ya vermicelli, kirimu wowawasa ndi tomato. Zakudya zopangira kunyumba kuchokera ku "zokongola" ku Japan zimadya ndalama zokwana 5-8 mtengo wotsika kuposa momwe mukudyera.

Zosangalatsa za banja zingakhale zosiyana ndi kuyenda mu chilengedwe. Yesetsani kupita ku nkhalango kwa bowa kapena maluwa ndikuwone-ndi angati omwe ana anu angamve bwino. N'zosavuta kuwabweretsa ku malowa ndi zokopa ndikuwononga ndalama zambiri, koma kusodza panyanja kumakhala kochepa kwambiri, ndipo mpweya wabwino ndi wothandiza kwambiri.

Zinsinsi za kupulumutsa bajeti ya banja ndizokhazikika pa banja lililonse, chifukwa wina amakhala ndi ndalama zambiri kuti azikhala kunja kwa mzinda ndikukhala tsiku lililonse pamsewu kusiyana ndi kugula nyumba mumzinda ndi kubwereketsa chidwi chachikulu cha ngongole. Banja lina lingakhoze "podnatuzhitsya" mosavuta ndipo limagula nyumba pafupi ndi ntchito, ngati mitengo ya nyumba mu mzinda wawo siikulu kwambiri.

Malangizo opulumutsa bajeti

Kuphatikizana ndi malamulo a kupulumutsa bajeti ya banja, mukhoza kulipira zambiri. Choncho, mwachitsanzo, osagwiritsa ntchito mthunzi uliwonse sabata iliyonse kulemba milomo, ndikuyika ndalamazo mu banki ya nkhumba, mu chaka mukhoza kupeza ndalama zokwanira kuti mugule chovala chaubweya kapena chovala cha nkhosa cha mwamuna wanu.

Njira imodzi yochepetsera bajeti ya banja ndiyo nthawi zonse kubwereza mankhwala anu musanayambe kulemba ndalama. Ntchito ya sitolo ndiyo kukupatsani zonse mu mtundu womwewo kuti zikuwoneka kuti popanda rag iyi kapena vermicelli simungathe kukhala ndi moyo. Chabwino, ntchito yanu, ngakhale kugonjetsedwa ndi mayesero amodzi "kusonkhanitsa zambiri", mosamala mosamala zonse zomwe zili mudengu musanapereke ndipo musachite manyazi kusiya zambiri. Kotero mutha kusunga ndalama zanu mpaka 30% tsiku ndi tsiku.